Do we need experts to help us make decisions about life? Not usually. This is why I tray to train Peers how to be more effective as Helpers. First, they are more likely to really understand your issues.
Second, they won't usually over think things and give philosophical ideas but real practical ones. Third, they are far less expensive. Fourth, they are readily available.
Listen to me. I am an expert on these matters.
Read Nicholas Kristof's insights in the New York Times.